Everything you need to manage payments with confidence
From wallet funding to automated bill payments and cross-currency operations — complete payment control in your hands.
Flexible Wallet Funding
Top up via card, bank transfer, virtual accounts, or mobile money — all from one screen with instant balance updates.
Multi-Currency Exchange
Hold balances in KES, USD, GHS, NGN and more. Convert at live rates with complete transparency on every fee charged.
Bill Payments & Auto-Pay
Pay utilities, airtime, internet, and subscriptions from your wallet. Schedule automatic payments and manage recurring bills with ease.
Instant Transfers
Send money to bank accounts and mobile wallets across Africa. Save payees for faster repeat transactions at any time.
Transaction Visibility
Export statements, filter by type and date, and keep finances organized with powerful searchable transaction reports.
Secure Operations
2FA, traceable transfer logs, email verification, and a KYC-ready compliance foundation protect every transaction.
Your money, your control — at all times
PesaAfrica gives individuals and teams a responsive wallet experience. See balances, fund accounts, and manage currencies without switching apps.
- Multi-currency wallets — USD, KES, GHS, NGN in one dashboard
- Instant funding via card, bank, mobile money, or virtual account
- Dedicated account numbers for cleaner inbound transfers
- Full transaction history with export and filter capabilities
Built around the way real people manage money
Whether you're managing day-to-day expenses, sending money back home, or juggling multiple currencies — PesaAfrica is designed for you.
Personal Finance
Manage wallets, send and receive funds, exchange currencies, and track every transaction from one clean, easy-to-use dashboard.
Bills & Payments
Pay utilities, airtime, subscriptions, and recurring bills on your schedule. Set up automatic payments and stay ahead of every due date.
Currency Exchange
Hold and convert between KES, USD, GHS, NGN and more at live rates. Transparent fees, no surprises, and instant wallet crediting every time.
Bank-grade protection for every transaction
PesaAfrica is built on a security-first architecture. Your funds and data are protected by industry-leading controls at every layer.
Two-Factor Authentication
Every login and sensitive action requires a verified secondary factor. Your account is protected even if credentials leak.
End-to-End Encryption
All payment data encrypted in transit (TLS 1.3) and at rest. We never expose raw financial data in system logs.
KYC & Identity Verification
Built-in KYC workflows ensure accounts are verified before large transactions. AML-ready for African jurisdictions.
Real-Time Monitoring
Every transaction is logged and auditable. Suspicious patterns flagged automatically before they become problems.
Email Verification & Alerts
Instant confirmation on every significant account event. Customizable notification preferences keep you informed.
Ledger-Based Accounting
All movements in a double-entry ledger. Your balance is always reconcilable against a complete transaction history.
Designed for Africa's payment landscape
PesaAfrica understands the day-to-day realities of moving money across Africa — different currencies, different rails, and dependable operations.
From sign-up to first transaction in minutes
A clear, guided flow gets you from sign-up to your first transfer or bill payment in just minutes.
Create Your Account
Register in minutes with your email and phone. Verify your identity and unlock full platform access. No lengthy paperwork.
Set Up Your Wallets
Choose your primary currency and create wallets for each currency you need. Get dedicated account numbers for inbound transfers.
Fund & Receive
Top up via card, bank transfer, or mobile money. Use your unique virtual account number to receive inbound transfers directly into your wallet.
Exchange, Transfer & Grow
Convert currencies at live rates, send funds anywhere, and review your full transaction history for smarter decisions.
Fresh features, ready to use today
We keep building. Here's what's recently shipped on PesaAfrica — all live, all tested, all yours.
Automated Bill Payments
Schedule utility bills, airtime top-ups, internet, and subscriptions to pay automatically on your chosen date — zero manual effort required.
Mobile Money Accounts
Link and manage your M-Pesa, Airtel Money, and MTN Mobile Money numbers. Fund your wallet or transfer directly from your linked account.
Saved Transfer Recipients
Save bank accounts and mobile wallets as named contacts. Repeat transfers in seconds — no re-entering details, ever.
Profile & Security Centre
Upload a profile photo, update your password, enable two-factor authentication, and review all active login sessions from one screen.
Transaction Reports
Filter your transaction history by type, date, or currency. Export to PDF or CSV for personal records or accounting purposes.
Virtual Account Numbers
Each currency wallet comes with a dedicated virtual account number. Share it to receive bank transfers straight into your PesaAfrica wallet.
A platform designed for clarity and dependability
- Modern wallet experience with real-time balances
- African payment rails natively integrated
- Clean reporting and exportable transaction history
- Security and compliance at the core, not an afterthought
- Responsive support team available around the clock
Ready to move money smarter across Africa?
Join thousands of individuals and businesses already using PesaAfrica for faster, cleaner, and more secure payments.